Payment Forensics in Banks: Common Breach Scenarios
Payment Forensics Investigation (PFI)
Respond to Payment Card Breaches with Speed, Precision, and Regulatory Confidence.
TABLE OF CONTENT
Why it matters
Organizations face complex challenges across investigation, compliance, and response when navigating suspected cardholder data compromises.
Addressing the immediate risks of regulatory penalties, reputational damage, and legal exposure following a breach.
Investigating unauthorized access to the Cardholder Data Environment (CDE) or unusual fraud patterns traced back to the merchant.
Managing the fallout from unencrypted card data storage or accidental retention of Sensitive Authentication Data (SAD).
Identifying how an incident occurred and assessing the true extent of cardholder data exposure.
Fulfilling the strict mandates of acquiring banks, card networks, and regulators when a compromise is suspected or confirmed.
Our Approach
Five step approach
SISA Sappers’ every engagement is conducted in accordance with PCI SSC requirements, ensuring actionable clarity for merchants, banks, and processors while resolving incidents with precision and regulatory alignment.
Define scope based on PCI SSC rules, card brand mandates, and affected merchant environment.
Establish communication with acquirer and card schemes.
Secure forensic images of payment systems, servers, and POS devices
Collect network traffic, application, and database logs.
Ensure strict chain-of-custody compliance.
Create bit-level images to preserve system integrity.
Conduct preliminary checks for Indicators of Compromise (IOCs).
Identify compromise vector and vulnerabilities exploited.
Trace attacker activity within the CDE
Validate presence/absence of unencrypted card data.
Develop a PCI SSC–aligned PFI Report with validated findings.
Provide Root Cause Analysis (RCA), incident timeline, and impact assessment.
Share recommendations to restore PCI DSS compliance and prevent recurrence.
Service Offerings
Service Offerings
PCI Forensic Investigation Services
Mandated PCI Forensic Investigations (PFI)
Payment Incident Containment & Breach Scoping
Advanced Malware & Endpoint Forensics
Defensible Regulatory Reporting & Compliance Restoration
BENEFITS
SISA combines speed, regulatory rigor, and evidence-backed clarity in every investigation to deliver clear, defensible outcomes.
Speed to Clarity:
Rapid investigation turnaround, delivering regulator-ready reports within tight compliance deadlines.
Regulatory Alignment:
Every engagement is conducted in strict accordance with PCI SSC guidelines and requirements.
Actionable Clarity:
Clear, structured findings that satisfy the demands of merchants, acquiring banks, and processors.
Defensible Outcomes:
Validated evidence and reporting that stands up to scrutiny in legal proceedings and regulatory reviews.
WHY SISA
Our Differentiators
Officially accredited by the PCI Security Standards Council as a PCI Forensic Investigator (PFI).
Proven forensic depth with advanced skills in network intrusion reconstruction and log correlation.
Decades of specialized experience across merchants, payment processors, fintech, and banking environments.
SISA Sappers resolve high-stakes incidents with unmatched precision and regulatory alignment.
Strict chain-of-custody protocols that guarantee the integrity of all collected evidence.
A global leader in payment security, combining deep incident response capabilities with continuous compliance expertise.
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