AI is moving from generating content to making decisions and executing actions on its own, and that shift is reaching both sides of the payments industry. Banks, payment processors and merchants are adopting agentic payments, where AI agents search for products, interact with merchants and initiate transactions on behalf of consumers and businesses. At the same time, threat actors are putting AI agents to work discovering exposed payment APIs, probing authentication mechanisms, adapting phishing campaigns and shrinking the window between vulnerability discovery and exploitation.

Recent cases of AI agents going rogue, including the CERT-In advisory in which AI agents reached live systems at Indian organisations before anyone noticed, show how quickly this risk is becoming real. Attackers no longer need to break into payment infrastructure when they can manipulate an agent’s decisions, identities, permissions or the trust relationships around it. In this session, we discuss what happens when AI-powered attackers target payment ecosystems increasingly operated by AI agents, where the new attack surface lies, and how security and business leaders across North America can use AI to defend against AI-powered attacks.

Session flow:

1. The rise of AI adversaries

2. New attack surface: agentic payments and commerce

3. Defending against AI-powered attacks with AI

4. Q&A

What attendees will take away:

1. How agentic AI is changing the way cyberattacks are planned, executed and scaled

2. Why agentic payment workflows create a new attack surface across agent identities, delegated permissions, payment APIs and agent-to-agent trust

3. How attackers can manipulate an AI agent’s decisions through prompt injection, tool misuse and compromised integrations, without touching the underlying payment infrastructure

4. Where existing controls such as PCI DSS, API protection, identity management and fraud detection need to be re-evaluated for autonomous agents

5. How AI red teaming, agentic payment security testing and continuous threat exposure management help organisations stay ahead of AI-powered adversaries

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The Panelist: